Mutual Funds Fees

MF CODE NAME MUTUAL FUNDS FEES
SUBSCRIPTION FEE REDEMPTION FEE
Investment amount up to 50th.€ Investment amount over 50th.€ and up to 100th.€ Investment amount over 100th.€
550 DELOS DOLLAR (USD) - FOREIGN BOND FUND 0,50% 0,25% 0,10% 0,50%
750 DELOS SYNTHESIS BEST BLUE - Bond Fund of Funds 0,50% 0,25% 0,10% 1,00%
752 DELOS SYNTHESIS BEST YELLOW ESG - Balanced Fund of Funds 0,50% 0,25% 0,10% 1,00%
753 DELOS SYNTHESIS BEST RED ESG - Equity Fund of Funds 0,50% 0,25% 0,10% 1,00%
782 DHLOS FIXED INCOME PLUS - BOND Fund 0,50% 0,25% 0,10% 0,50%
913 DELOS USD BOND - FOREIGN BOND FUND 0,50% 0,25% 0,10% 0,50%
916 DELOS SMALL CAP - DOMESTIC EQUITY FUND 1,00% 0,75% 0,50% 1,00%
951 DELOS BALANCED - DOMESTIC BALANCED FUND 1,00% 0,75% 0,50% 1,00%
952 DELOS INCOME - DOMESTIC BOND FUND 0,50% 0,25% 0,10% 0,50%
953 DELOS BLUE CHIPS - DOMESTIC EQUITY FUND 1,00% 0,75% 0,50% 1,00%
957 DELOS EUROBOND -BOND FUND 0,50% 0,25% 0,10% 0,50%
961 DELOS PET-OTE (l.u.C.T.S.) - BALANCED FUND 1,00% 0,75% 0,50% 1,00%
962 DELOS SHORT & MEDIUM TERM INVESTMENTS FUND 0,50% 0,25% 0,10% 0,50%
965 DELOS STRATEGIC INVESTMENTS - FOREIGN BALANCED FUND 1,00% 0,75% 0,50% 0,50%
970 DELOS GREEK GROWTH- BOND FUND 0,50% 0,25% 0,10% 0,50%
971 N.P. INSURANCE NEW POSIDON BALANCED FUND 1,00% 0,75% 0,50% 1,00%
972 DELOS EXTRA INCOME 5year- Bond Fund 1,00% 0,75% 0,50% 0,50%
991 DELOS UNION - BALANCED FUND 1,00% 0,75% 0,50% 1,00%

Exceptions:

1. The redemption fee is zero (in any Fund that applies) if the redeemed units are held beyond one year time period.

2. Subscription and redemption fees will not be applied for the following categories of unit holders:

  • Institutional investors (insurance and collective entities, insurance companies, holding companies, mutual funds, etc.)
  • Public Entities, Private Legal Entities
  • Companies members of the NBG Group
  • Private investors with initial investment amounting € 1 million or more
  • Asset Management clients participating in the Company's Funds under the management of their portfolios

3. For NBG Private / Premium customers, there will be a 25% discount on the subscription fee upon participation, on the current subscription fee

4. For the Company’s staff / retirees, for the NBG staff / retirees as well as for the employees of the NBG Group there will be a 50% discount on the subscription fee upon participation, on the current subscription fee. No redemption fees will be withheld from the above persons.

5. Conversion of units between funds

  • In the case of conversion of units from one Mutual Fund with lower subscription fee to another Mutual Fund with higher subscription fee, the difference of fees will be withheld during the participation in the Host Mutual Fund.
  • In the case of conversion of units from one Mutual Fund with higher subscription fee to another Mutual Fund with lower subscription fee, no fee is charged.
  • In the case of conversion of units from one Mutual Fund with lower redemption fee to another Mutual Fund with higher redemption fee, no fee is charged.
  • In the case of conversion of units from one Mutual Fund with higher redemption fee to another Mutual Fund with lower redemption fee, the difference of fees is withheld on the amount of the Mutual Fund that is redeemed (converted).
  • In the case of conversion of units (from one Mutual Fund to other) who has been in effect one calendar year from the date of issue / registration no redemption fee is charged at any case.
  • In the case of consolidation of mutual funds units (electronic entries), from different dates of electronic records, the redemption fee ceases to be withheld after the completion of one calendar year from the date of consolidation of units, rather than from the original date of the units acquisition.